When couples choose to live together without getting married or entering a civil partnership, it is important to have clear arrangements in place for their finances, property, and other significant matters. A cohabitation agreement offers peace of mind and clarity for both partners, helping to prevent misunderstandings and potential disputes in the future. At The Law Firm Group, our specialist solicitors provide expert legal advice and comprehensive support to help you create a robust and fair cohabitation agreement tailored to your unique circumstances.
Understanding Cohabitation Agreements
A cohabitation agreement is a legally recognised document that sets out how a couple’s assets, finances, and responsibilities will be managed during their relationship and, if necessary, following a separation. Unlike married couples, cohabiting partners in the UK do not have automatic legal rights regarding property or finances. As such, a cohabitation agreement is essential for protecting your interests, providing certainty, and avoiding costly disputes later on.
The Law Firm Group’s experienced solicitors are well-versed in preparing and reviewing cohabitation agreements for all types of couples. Whether you are moving in together for the first time, purchasing a home jointly, or blending families, our legal services ensure your wishes are clearly documented and legally sound.
When Might You Need a Cohabitation Agreement?
There are various situations where seeking a cohabitation agreement makes sense. Typical scenarios include:
- Buying a property together, especially when one partner contributes more towards the deposit or mortgage
- One partner moving into a property already owned by the other
- Having children together and wanting to clarify parental responsibilities and financial arrangements
- Blending finances or sharing household expenses
- Wishing to set out how possessions and assets would be divided if the relationship ends
Even if you are not planning for separation, a cohabitation agreement provides clarity and reassurance for both parties. It can also be invaluable if disputes arise, offering a clear point of reference and reducing the risk of stressful and expensive litigation.
The Legal Process: What to Expect
Initial Consultation with Our Solicitors
Getting started with The Law Firm Group is straightforward. Your first step will be an initial consultation with one of our friendly, expert solicitors. We will discuss your circumstances, goals, and any specific concerns. This meeting can take place in person, by phone, or via video call—whatever suits you best.
Review of Finances and Assets
Our specialist solicitors will help you identify the assets, property, and financial matters that need to be addressed in your agreement. This may include savings, investments, owned or rented property, debts, and arrangements for children. We will guide you through the information required, ensuring nothing is overlooked.
Drafting and Negotiating the Agreement
Once we have a clear picture of your situation, we will draft a bespoke cohabitation agreement that reflects your wishes and provides robust legal protection. Our solicitors will review the draft with you, explain its implications in plain English, and answer any questions you may have. If your partner has their own legal advisor, we can liaise to ensure both sides are comfortable with the terms. Our approach is collaborative and non-confrontational, aiming for an agreement that works for everyone involved.
Finalising and Signing
When both parties are happy with the document, the agreement is signed and witnessed. Our team ensures the process is efficient and transparent at every stage. We recommend that both partners obtain independent legal advice to strengthen the agreement’s validity, and we are happy to guide you through this.
Common Issues and How We Can Help
Our experience shows that disagreements about property ownership, financial contributions, and arrangements for children are among the most common issues for cohabiting couples. Without a clear agreement, resolving such disputes can be complicated, stressful, and expensive.
The Law Firm Group’s knowledgeable solicitors help you anticipate and address these challenges in advance. We pride ourselves on offering practical legal advice tailored to your needs, promoting transparency and fairness. Our team is approachable and always on hand to answer your questions, providing ongoing support even after your agreement is in place.
Why Choose The Law Firm Group for Your Cohabitation Agreement?
Choosing the right law firm is crucial when protecting your interests and securing your future. The Law Firm Group stands out for several reasons:
- Expertise: Our solicitors specialise in family law and cohabitation matters, offering up-to-date, reliable legal advice.
- Clarity and Peace of Mind: We draft clear, straightforward agreements that leave nothing to chance, giving you confidence and certainty.
- Efficiency: Our streamlined process minimises delays and keeps you fully informed at every stage.
- Transparent Costs: We offer clear, fixed-fee pricing wherever possible, so you know exactly what to expect—no hidden surprises.
- Ongoing Support: Should your circumstances change, our solicitors are here to review or update your agreement as needed.
Getting Started with The Law Firm Group
If you are considering a cohabitation agreement, the process begins with a confidential consultation with one of our experienced UK solicitors. We will discuss your objectives, explain your options, and outline the likely steps and costs involved. From there, we will guide you through gathering the necessary information and drafting your agreement, always ensuring your interests are protected and your questions answered.
Whether you are planning to move in together, purchase property, or simply want the reassurance of a professionally drafted cohabitation agreement, The Law Firm Group is here to help. Our approachable, expert team is committed to making the process as smooth and stress-free as possible, giving you the clarity, protection, and peace of mind you deserve.


